It Makes Total Cents

Unlock Your Child’s Financial Future: The Must-Read Book on Money Skills for Kids!

At Financial Clarity by Design, we are committed not only to your financial well-being but also to helping your children build a strong foundation for their financial future. We believe that financial education should start early, and It Makes Total Cents is a great way to introduce these important concepts to your children. By instilling good money habits now, you are setting them up for a lifetime of financial security and success.

It Makes Total Cents by Tom Henske CFP®

It Makes Total Cents is a fantastic tool to help your kids learn about the importance of money and develop healthy financial habits from an early age. Its step-by-step approach empowers parents to introduce financial concepts like saving, budgeting, investing, and understanding the value of money to their kids in a fun and relatable way.

How the Book Works:

Child-Centered Learning: The book is designed to make financial lessons accessible and engaging for children. Using real-life examples, stories, and age-appropriate language, it makes financial topics easy to understand.

Parent as a Guide: Parents don’t need to be financial experts. The book provides clear, structured guidance on how to present each lesson, so parents feel confident teaching their children even if they aren’t financial professionals.

Interactive Lessons: Each chapter includes interactive activities, quizzes, and challenges to encourage active learning. Children are not only taught the concepts but are given the tools to apply them in their everyday lives, making the lessons stick.

Life-Long Skills: By following the lessons in the book, parents can help their children develop critical money management skills that will benefit them throughout their lives—from saving for toys to understanding the basics of investment and compound interest.

Learn more

As financial planners, we understand the importance of teaching children good money habits early. That’s why we recommend It Makes Total Cents, a fun and easy-to-follow guide for parents to teach their children the value of money, budgeting, saving, and even investing.

This book breaks down complex financial concepts into engaging lessons that parents can share with their kids—no financial expertise required! With interactive exercises and practical tips, you’ll help your child develop smart money habits that will last a lifetime.